Piraphol.
Piraphol Kengsakul
Piraphol KengsakulGroup Digital Strategy & Growth · BTS Group · ex-KBank VP

Loyalty Economics · Monetization & Pricing

Reading the pattern across domains — applied where no one looked.

Piraphol Kengsakul — Group Digital Strategy & Growth · BTS Group · ex-KBank VP

20M+
Customers reached
฿650M+
Cost taken out
฿156M
Annualized new revenue

The thesis

Same playbook. Different industry.

Diagnose · Design · Deliver

Re-based the credit-card loyalty point into a bank-wide platform — earning across payment, lending, and wealth — so every retail banking customer qualifies equally.
Credit card
Retail banking
Read the travel-pattern data and re-engineered point earning — from heavy riders to every passenger — cutting an over-inflated issuance cost.
Heavy riders
Everyone
Widened a tenant loyalty estate until employees used it weekly — turning a retention cost into a pricing lever the leasing team could defend a rate premium with.
A perk
A lease term

Signature work

Seven mandates. Diagnosed to delivered.

Lately: from cost out to pricing power

Experience

Fourteen years, three industries.

+ Pre-2016: business analysis, media research & IT

Education
Master of Information Systems, UNSW
Master of Commerce (Marketing & Strategy), USYD
Bachelor of Science (Information Technology), SIIT
Executive education
Customer Analytics · The Wharton School, 2026

Core competencies

What I'm hired to do.

Strategy & Commercial
  • Commercial model design
  • Pricing & monetization
  • Loyalty program economics
  • Platform & ecosystem strategy
  • Customer journey & proposition
  • Partnership & JV structuring
Analytics & Insight
  • Behavioral segmentation
  • Unit economics & P&L governance
  • Hypothesis-driven experimentation
  • Dashboard-led performance mgmt
Leadership & Influence
  • C-suite & CEO alignment
  • Cross-functional leadership
  • Influence without authority
  • Delivery in regulated environments
Tools
  • Tableau · Qlik Sense
  • Adobe · Google Analytics · Looker
  • Figma · Salesforce
  • AI daily: Claude · ChatGPT · Gemini · Copilot

Off the clock

Same brain, different screen.

68 films · Head 23 · Heart 45

Off the clock I'm the same Strategic Optimist — heart-led, execution-obsessed, relentlessly hopeful. The shelf splits two ways — the Heart (the pleasure-seeker) and the Head (the architect) — a fair map of how I think.

The other portfolio

Allocate, observe, curate.

3 portfolios · compounding since 1999

The same operating system runs after hours — read the asset class, frame what matters, hold with conviction. Three portfolios I’ve been compounding for years — proof the strategy habit doesn’t clock out.

How I work · The next chapter

Diagnose → design → deliver, inside one mandate — building toward Chief Strategy Officer.

Loyalty economics, pricing, or building a group strategy function — especially in financial services. I'd genuinely enjoy the conversation.